5 Ways People Are Dumb With Money

  • Publicado el Hace 3 meses

    Two CentsTwo Cents

    duración: 7:59

    Not only do we as humans make financial mistakes, our mistakes are predictable! Here's the story of how we learned that we can predict our mistakes and 5 of them you can avoid.
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    --
    Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.
    Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
    Directors: Katie Graham & Andrew Matthews
    Written by: Andrew Matthews & Julia Lorenz-Olson
    Produced by: Katie Graham & Amanda Fox
    Images by: Shutterstock
    Music by: APM
    --
    If you want to hear more examples of “dumb stuff people do,” check out Richard Thaler’s Misbehaving: The Making of Behavioral Economics.

    pbsds  pbs digital studios  two cents  richard thaler  behavioral economics  mental accounting  sunk cost  sunk cost fallacy  econs  transaction utility  nobel prize economics  misbehaving  two cents pbs  financial mistake  

Steve Silver
Steve Silver

The example of the endowment effect is interesting. I have a question. If I am making just $15K a year, and I'm behind in my rent, then it would seem highly irrational to keep that card instead of selling it for $3K. Likewise, it would seem even more irrational to pay $3K for a card instead of paying my rent. However, if I am making $150K, then another $3K probably wouldn't mean that much to me, whether I am keeping the card or buying one. Shouldn't the monetary value of the asset compared to one's income and/or overall wealth be factored into how rational one's decision is to buy or sell that asset?

Hace 20 horas
Chubby F0XX
Chubby F0XX

The goal should be to get to as close to being Penny as possible~

Hace 23 horas
Jackielyn Betaizar
Jackielyn Betaizar

Best video i have ever watched. 😍. I really learned a lot.

Hace un día
SteezySouls
SteezySouls

The Pokemon reference is so refreshing and modern dam my generation is really ON now

Hace un día
meowmeow
meowmeow

Does the sunk cost apply to a job you hate?

Hace 2 días
meowmeow
meowmeow

Buying 3 magic beans was the dumbs financial mistake I ever made.

Hace 2 días
cawknee
cawknee

609 ppl love the emoji move.

Hace 2 días
Carlos Silva
Carlos Silva

Nice info👍

Hace 3 días
Levi k
Levi k

I just want to see her boobs!

Hace 3 días
Mac Ten
Mac Ten

The emoji movie was great and burnt pop corn is good with hot sause

Hace 3 días
wolfpackflt670
wolfpackflt670

nah, that Charizard card would be priceless to me. Yes I would frame it and hang it on my wall. That's because I like Charizard.

Hace 4 días
still34u
still34u

Tits? tits? titties tits tits, tits... Tits boobies knockers tits tits..

Hace 4 días
hugo brutus
hugo brutus

Tig ol bitties!

Hace 4 días
Erika Erika
Erika Erika

No teaching about the kardashians at school but everybody knows every detail about them ..hahaha .. I prefer to learn about finances and all this stuff ..peace of mind when your stuff is all paid off ..

Hace 5 días
Jim Johnston
Jim Johnston

Boy, if this "drivel" won someone a Nobel Prize, Nobel's must not be worth much anymore!

Hace 6 días
AUGUSTUS CAESER
AUGUSTUS CAESER

too much content and too fast in too little time

Hace 6 días
Akhil V Nair
Akhil V Nair

prime 156$ wtf? i thought its 15$ everywhere....

Hace 6 días
Josh H
Josh H

This is awesome stuff!

Hace 6 días
Alejandra Perez
Alejandra Perez

He looks like Ryan Gosling with a mustache 😍😍😍😍

Hace 6 días
skpmd4186
skpmd4186

Love this channel!

Hace 6 días
Luke Cage
Luke Cage

$150 sounds like a lot, how many pops did you get?

Hace 7 días
tommieboi707
tommieboi707

Its the impulse buy that gets you.

Hace 7 días
Nick
Nick

Man, i expected more actually useful things to put into practice

Hace 7 días
alyisdead
alyisdead

I wish I was as smart as Penny, I’m too emotional and need to buy things to feel good for a moment

Hace 7 días
SteveVi0lence
SteveVi0lence

#1 tip: don't go to college

Hace 7 días
Marilyn Willard
Marilyn Willard

Don't support freeloading roommates.

Hace 7 días
Claire Kelly
Claire Kelly

Oh my word this is probably just me but this dude totally looks like Ryan Gosling!

Hace 8 días
Eyes of Od
Eyes of Od

Money saving robot understands ALL movies are frivolous... do not buy. Child's artwork found in store for $0.10 would not buy...sentimentality is weakness, logically must sell own child's artwork at market price of $0.10. We are the Borg! Resistance is futile!

Hace 8 días
KING KONG
KING KONG

How bout u pay for a wedding and didn't have enough sex worth it....

Hace 8 días
byron2521
byron2521

Yeah, it is worth walking 10 minute to save $5, but it is not worth driving around town, going to 4 different stores, to get the sale price if it is not substantially more than you gas cost. Seems obvious doesn't it? But, I know people that will drive all over town just to save a $1.00. When they spent more than that in gas. For them it's the emotional high of just getting the deal. Obviously for bigger ticket items like a appliances, etc. Shopping around is a good idea. But, for small cost items it may be cheaper or a break even situation if you just go to the closest store.

Hace 8 días
Cypher NX
Cypher NX

Thank you so much for everything.

Hace 8 días
Atlantians Gaming
Atlantians Gaming

The Charizard Comparison is a false analogy. In scenario #1 you already own the card and have a direct connection to it, and choose not to part with your property. In the second, you choose not to part with your money. In scenario 1, you have not gained or lost any money, and if you sold it, you would have 3000 more dollars than you already have. In scenario 2, you have to spend money to acquire the card, which means you would have 3000 less dollars on hand.

Hace 8 días
Glenn F
Glenn F

I'm in love with Philip.

Hace 8 días
Rosa Nouch
Rosa Nouch

Thanks guys!

Hace 8 días
Rafe Tizer
Rafe Tizer

First point: You can still think the card is worth $3000 in both scenarios, it's just in the first one, you didn't shell out $3000 to get $3000 of value. (you got it at random from a pack that likely cost less than $10.00) Not buying the card at $3000 doesn't necessarily mean you don't think it's worth $3000, it's just you don't think it's worth paying the exact value for something you likely consider an investment. (if you can only sell it for the same or less than you paid, you may as well just not buy it in the first place- unless you suspect it may gain substantial value in the future) This is conflating valuation of potential profit with actual value. The only real issue lies in determining WHEN to sell the card- IF you pulled it from a pack, or got it at a reasonably "good" price. Second point: While I agree with the video on the movie, forcing yourself to finish the meal makes fiscal sense. If you opt to throw away the food, you're likely still hungry and will consume (i.e. spend) more to eat again. (a want vs. a need) Third point: I wouldn't walk. I'd drive. :P Fourth point: Totally agree. We are masters of rationalization, and we're looking for any excuse to splurge. Fifth point: There only appear to be four in the video, topic-wise. I likely missed it.

Hace 8 días
bliglum
bliglum

The hypothetical scenario with the 15 vs 10$ headphones, vs the $670 vs $675 laptop doesn't just "Feel like" you're getting a better deal.. You ARE. The fact that it's the same 5$ savings is irrelevant, it's a matter of percentages.... Wonder if the woman knew the graphic proving that you are in fact getting a better deal (0.7% savings vs a whopping 35%), popped up right when she said "feels like".

Hace 8 días
Bradthefeared
Bradthefeared

4:45 false. It’s not a 10 minute walk. It’s two of them! You need to get back to your point of origin. Always answer this question “No.” Your time is worth more than $5!

Hace 8 días
drakg002
drakg002

Cancel your Amazon Prime membership. Quit funding that arrogant narcissist Jeff Bezos. You wonder why we have these billionaires that we outrage about? It's because of YOU.

Hace 8 días
Ro Yo Mi
Ro Yo Mi

Buying a better grade of gas will give you better gas mileage, and is often recommended for many higher end autos. So simply tracking the gas purchases without taking this into account might skew the results.

Hace 9 días
roguedogx
roguedogx

Side note - unless it is specified by your manufacturer, high octane gas makes your car run worse, not better. So don't use premium unless you have too. If you don't know, read your manual. Which you should do anyways.

Hace 9 días
RK@You
RK@You

All my yes to this comment

Hace 7 días
nathanwillow
nathanwillow

OK I must be an alien as with all the questions I went agents the "WHAT PEOPLE DO" and yes I did my choice before being told the answer.

Hace 9 días
madmaria88
madmaria88

Dollars and sense is a good book it has everything in this video and more.

Hace 9 días
Indrid Cold
Indrid Cold

Using credit for anything less than a mortgage is really dumb. If you can not afford something cash, do not buy it. This financial technique has served me well over the decades. My grandfather was right all along. Learn to do everything yourself and save yourself 90% of what it would cost to pay a, "professional," to do it. Make no debt except your house mortgage. Above all, never be tempted by credit. Only get what you can afford to get with cash. I pay my house in full in seven years. Then I will be 100% debt free. It is the only debt I have ever had and will ever have.

Hace 9 días
Noe Lopez
Noe Lopez

This is all very true im 22 years old but my question is sometimes i make money and paying off my depts pretty fast but sometimes i feel like i need to treat my self like with a semi new car i know its a very bad choice. But my brain tells me yolo? What should i do?

Hace 9 días
ELK
ELK

Once you realize that 98%+ of the voters actually waste their votes on either Dummycrats or Retardicants, thus actually voting to bankrupt their selves, their children and their grand children, then you realize that finding Penny is like finding Unicorns. Especially true once you realize that all the different taxes that you are paying, even if you think you aren't paying any taxes at all, need to constantly increase so that the interest alone, on that titanic debt that both Dummycrats and Retardicants are bankrupting America with, can be paid so the whole economy can keep kicking down the road. Sometimes, I wonder whether there is even a single University in the country that is teaching the fundamentals of logic, basic math skills or common sense but maybe someday, just maybe, there might be an intelligent Professor somewhere that is willing to show up to a nationally televised prime time debate to school me on what I consider to be the apparent failure of most schools and universities to even cover the basics. I mean Jesse Jackson once looked me directly in the eye, as we shook hands, and told me that I could always keep hope alive.

Hace 9 días
Alejandro Martinez is gaming
Alejandro Martinez is gaming

I might be penny ....

Hace 10 días
CanisoGaming
CanisoGaming

Why does penny look very much like the actual Two Cents woman ? xD

Hace 12 días
ssunfish
ssunfish

Im very irrational with money in one shining circumstance. Knives that cost about $300. They seem like the only thing worth more than it costs. All businesses employ lawyers and advertising. Their competitors do, making them feel they must. The businesses pass on the costs for lawyers and advertisers to consumers which, let's say adds 90% of the price of said goods and services sold. BUT lawyers and advertisers add NO value to saud goods and services...so everything costs ten times what it's worth and thanks to worthless leeches, nothing is fairly priced

Hace 12 días
ssunfish
ssunfish

Interesting! Highly relevant content!! APPLAUSE

Hace 12 días
Nido Hime
Nido Hime

If I had that Charizard card I would'nt doubt in selling it. 💸💸💸

Hace 12 días
Bob Garcia
Bob Garcia

I wont take a 10m walk to the next store for a laptop cause I'd have to take a 10m walk back with a $670 laptop in my hand. And knowing me, something would happen

Hace 13 días
hordnes
hordnes

hmm.. ryan gosling looks kinda cool with a mustache to be honest

Hace 13 días
AudiowaveformTV
AudiowaveformTV

*You know what.....my asian parents taught me how to be a good penny.* When the gas prices went down to 2 dollars- all I can think of is stockpile and sell later....the thought of buying higher grade gas to spend the same amount made me throw up.

Hace 13 días
jblyon2
jblyon2

My car makes slightly more power and gets slightly better mileage if I put premium in it. Gas prices dropping have NEVER made me even remotely consider actually getting premium. The power difference can't be felt (4 HP) and mileage difference is 1.5-2% at best. Not worth it!

Hace 8 días
AudiowaveformTV
AudiowaveformTV

Also.....don't just cancel Amazon prime bc the video told you so...the service of having things shipped to you within 2 days is worth it in many cases. If you are poor and barely order anything anyways- then cancel...)

Hace 13 días
Tiago SkateRock
Tiago SkateRock

And now Littlefinger gives a class of how the money works. Awesome!

Hace 13 días
M Detlef
M Detlef

Look at how many IDIOTS shell out $300 for $8 sneakers. Nike is just ONE HUGE SCAM!!!!

Hace 13 días
Fennec Besixdouze
Fennec Besixdouze

Sorry but behavioral economics is far from universally accepted and uncontroversial. Concepts like loss aversion have perfectly reasonable explanations through other, classical economic means. Marketing that implements "loss" framing is demonstrably no more effective than marketing that frame using gains. Behavioral economics has made no contributions at all to pricing theory and whatever perceived behavioral effects take place at an individual, it certainly doesn't appear to have an effect on general economic trends. For example, if you could take two people, put one in a room with $3000 right in front of them and say "I will give you this $3000 for that Charizard card" and one in an identical room and say "here's a Charizard card, pay me $3000", guess what: they'd sell the Charizard card and they wouldn't buy the Charizard card. Completely in line with classical theory. That's not the thought experiment you set up, which means there are more complex classical factors at play. For example, in the event of imperfect information about how much an item is worth, rational actors will choose the inertial option. If you have a card, keeping it is the inertial option. If you don't have a card, not buying it is the inertial option. With something like a Charizard card, you are not really sure what it is worth, so someone choosing to keep the inertial option is reasonable from a classical perspective. There's also a question of if the card can really be sold for $3000: that's risk. If you already have the card, then to realize value out of it you have to be able to sell. If you don't have the card, then whatever price you'd buy the card on is value you've already realized and it's completely risk-free. Rational actors will make risk calculations, and it appears people are making a risk calculation when choosing not to buy and not to sell the Charizard card. Also, the only way to tell if the decision is rational is to analyze how else the money would be used. If you already have the card, then to realize value you have to sell it, but if you are not going to convert that $3000 into something more valuable, say you were just going to save it, then you can get value out of having the framed card in your home until you have cause to spend that $3000 on something else. Behavioral economics purports to upend classical economics by predicting that humans will behave irrationally in predictable ways, but really things like "endowment effect" are perfectly well described by a combination of classical phenomena. Thaler's response has been "that's just an argument in terminology" but in that case, the marketing of Behavioral Economics has been fraudulent: if it's really just pointing out that there are /apparently/ irrational behaviors that result from complex interactions, but really these behaviors are perfectly rational, then it's not "upending" classical theory. As a matter of personal behavior, yes it's probably helpful to decision making to learn to be smart with your money. But the theory of Behavioral Economics is overhyped and underperforms when implemented in policy. Classical economic perspectives are far more powerful and predictive.

Hace 13 días
Jeff C
Jeff C

I have watched a bad movie all the way to the end, that I didn't even pay for. I did it out of spite.

Hace 13 días
Jeff C
Jeff C

The Endowment Effect seems like an economist's way of thinking of it. In reality, it's the difference between spending money (that you may not have), or not spending money, with the end result of having something valuable. So, would you rather spend money to have something valuable, or _not_ spend money to have something valuable? I think it is perfectly rational to select the latter choice.

Hace 13 días
Pratham Rawal
Pratham Rawal

3:59 Amazon prime at 156 years!!!!! In India, it's less than $15 but I paid about $7 for it

Hace 13 días
Marcio Correa Filho
Marcio Correa Filho

I can see the majority of people falling to those mistakes. I never understand. If I get extra money the first thing I think is how hard I have to work for x hours to get that money, so I save for a good deal. I cannot see the point of these behave. I´m not a millionaire and probably I will never be but I do not understand why people would do that... But... I do believe in one rule... just be happy... Does not matter how you do spend.

Hace 13 días
Murtada Al-Hashem
Murtada Al-Hashem

The pun at the end is a Killer! No pun intended

Hace 14 días
Eddy Gonzalez
Eddy Gonzalez

This was a great video subscribed

Hace 14 días
John Santiago
John Santiago

Debt is dumb, cash is king!

Hace 15 días
antbanks415
antbanks415

Yea, im a victim of some of these behavioral mistakes.

Hace 16 días
Tony El-Khoury
Tony El-Khoury

Totally agree with everything, but sometimes you should also not overthink money. Yes if i won 100$ in the lottery i would spend it on dumb stuff I’ve always wanted to buy. Life is also about rewards... Edit: it’s all relevant to priorities though

Hace 16 días
DeRien8
DeRien8

Idk if the meal thing is the best example of sunk-cost situation. If you decide not to eat the food because you don't like it, you'll be left hungry. Because you are still hungry, you will have to replace the unfit meal with more food, meaning you have paid for the meal without any utility and you have to pay for an additional one to make up for it. Even if you already have more food purchased and on hand, that discarded and replaced meal takes away from your established store in an amount that will need to be made up down the line. Obvi, the popcorn is more likely an unnecessary snack so it fits better with the sunk cost situation than an actual meal.

Hace 16 días
Pru
Pru

Jesus where have you guys been. I knew some of these things but didn’t have a title for it

Hace 16 días
pom fur
pom fur

pretty good! instead of buying grocery i'll just save my money and eat children coz "penny wise"

Hace 17 días
John Cronin
John Cronin

The truth is if you fell for any of these then the problem is you simply never could think for yourself.

Hace 17 días
Boris Bagryanskiy
Boris Bagryanskiy

The first example is so bad! Whose to say that a mint Charizard card will not continue to accumulate in the value that it holds? Also if you are not a collector and do not know that stores are selling Charizard cards for 3,000$ for all you know if you find that card is it could be close to worthless. Another point is how it is the value of time that you are losing in gaining or losing money -- if you make 10$ and hour and get 8$ after taxes it will take you 375 hours to buy this card, a huge penalty to current financial situation. Keeping the card and its value takes 0 hrs.

Hace 17 días
Asim Malik
Asim Malik

Julia I want to give you my 2 cents when you have time alone!😍

Hace 17 días
onegrapefruitlover
onegrapefruitlover

Creep

Hace 8 días
Jacob Sed
Jacob Sed

Damn that dude is cuteee

Hace 17 días
lavie maintenant
lavie maintenant

Your channel is awesome.

Hace 17 días
gleb bogdanov
gleb bogdanov

Gift cards

Hace 18 días
Amanda Walker
Amanda Walker

I just stumbled across this channel today, I have already watched several videos. You guys are extremely informative, the infographics are aesthetically pleasing, and the diversity in talks styles is perfect. So what I mean is....I really enjoy your stuff.

Hace 18 días
Fat Assassin
Fat Assassin

One dumb thing I always catch myself doing is on eBay there’s something like 20$ and has fast and free shipping ant then there’s the same item for like 10$ with 5 dollar shipping, and I’m more appealed to the one with fast and free

Hace 18 días
white_shadow.exe
white_shadow.exe

i havent noticed my self doing that. im a penny pincher and like exercise. i do make a budget but extra money i get i add to the rest of my leftover cash for the next month budget :/

Hace 18 días
Aaron Evensen
Aaron Evensen

I just finished Thayler's "Misbehaving" at your recommendation. Great read!

Hace 18 días
Allison Hart
Allison Hart

"Is it worth $5 to take a ten-minute walk?" Pish posh!! "Walk" to a commoner store and make some sort of lowly "purchase" with fecal-matter-ridden paper money?? Egads, no! I'll have Jeeves do it!

Hace 19 días
Mark Mendel
Mark Mendel

Don't understand the endowment effect. Just because I can't AFFORD to buy something I want doesn't mean I don't VALUE it the same. If I found the $3,000 card, that's awesome i'll keep it. If I saw the $3,000 card in a store I wouldn't buy it not because I don't think it's worth it... but because I don't have the $3,000 to buy the thing I want.

Hace 19 días
BenCarnage
BenCarnage

Actually I disagree with the Charizard example. While you may not be willing to spend 3000 dollars, which you may not have easily accessible, finding an object worth 3000 dollars that you may not need doesn't mean you need to exchange if for money in the short term. The value on rare cards goes up and down in curves with a general trend of increased value. If you end up with a rare and expensive card, a very intelligent step before doing anything else is to put it in a case that protects the current condition of the card. The first choice involves locking 3000 dollars in a new item, while the second involves extracting 3000 dollars from an item. So you could 1: buy the card (-3000), 2: do nothing (+/-0), 3 sell the card (+3000) or do nothing (+/-0 but with a collectors item that may increase in value over time and is unlikely to decrease in value as long as you keep it safe). Making the accessible money difference 6000 dollars. If you suddenly need money, you may need to sell something at a below market value. What is a reasonable choice varies wildly depending on your financial situation here and the situations are not the same.

Hace 19 días
Baikou
Baikou

I don't mean to sound like a Penny, but I don't see what's so hard about learning and incorporating these techniques. I most certainly haven't made every best financial decision, but the times I did make a mistake, I quickly realized it on my own, corrected it, and learned from that mistake to never make it again. I've been saying for years that most people are broke simply because they don't know how to spend their money properly, and a few of these key points, I mention. Not by the technical terms of course, but I at least describe it. I only spend money on things I see myself using long term, and that's it. I even went as far as going back to a flip phone from a smartphone, because I wasn't using the smartphone to its fullest capacity in relation to the monthly bill I was paying. Went from paying $70 a month to $16 a month. When deciding to make a big purchase, I plan FAR ahead for it. Like my last car I bought, I saved up at least half the price of the car for a down payment to bring my bill down by a lot, and was able to pay it off in half the time of my contract term. I stopped eating out on the weekdays, seeing as it can save me $25-$50 a week. Now I keep myself on roughly a $25 a week budget, buying foods that last about 2 weeks, which averages out to about half of that a week. Any extra or unexpected money I get goes to necessary purchases I would be buying anyway, like groceries or gas. A small amount like $20 I may spend right away for the sake of treating myself, but after like $50 or more, I only spend about 10% of it, and the rest goes into necessary purchases. I never include tax returns in my budget, nor have I ever factored in any raises or overtime pay I get from work. I've essentially been living off of the same $1200-$1300 a month budget for about 10 years, but now making over twice as much money as I did back then. Then people wonder how I'm able to buy a $110k house and pay it off in only 5 years. And I have an entirely separate budget for personal entertainment, which happens to be video games for me. It doesn't take taking a college course to learn all of this. Are people really this incompetent when it comes to spending money? Yall need to play more RPGs to learn how to manage your funds!

Hace 19 días
Grabakr Fen
Grabakr Fen

nice mustache

Hace 19 días
Jade Damboise Rail
Jade Damboise Rail

I will watch the emoji movie one day, and make fun of it. I'm just too curious.

Hace 19 días
Erisi Dlarit
Erisi Dlarit

Penny got Thanos'd

Hace 19 días
Elisei Bogomol
Elisei Bogomol

I’m sure they called the girl Penny just so they can make this cringe pun in the end.

Hace 20 días
Ed Lopez
Ed Lopez

That lady is obnoxious but great video

Hace 20 días
Joel Macha
Joel Macha

In the gas example, what if you switched it to food? If all you could afford was $100 worth of dollar store food, but then both the dollar store and a grocery store (with higher quality food) had a sale that would match the dollar store, why not spend what you were expecting and get the high grade food? Why not get the upgrade when it's already in the budget? You might be spending more than if you were getting the lower quality product, but the thing you are buying has a higher value in other ways.

Hace 20 días
Joel Macha
Joel Macha

Except in your first example, keeping the card doesn't cost you $3000, you just don't gain that money.

Hace 20 días
Константин Бузановский
Константин Бузановский

Regarding "transaction utility", I thought that the first example is about a bias concept called the marginal utility, increase and decrease is measured not in the absolute but related values.

Hace 20 días
santiago olascuaga
santiago olascuaga

See at least if I buy a 10 dollar meal and I didn't like it I'll still force myself to eat it because at least then I fill my stomach and won't feel hungry again later and spend even more money on another meal

Hace 20 días
crazy lee
crazy lee

First of all it’s not worth $3000

Hace 20 días
Dani The man
Dani The man

I just spent 2k on a laptop (:

Hace 20 días
Gary Miller
Gary Miller

I remember this one time about 8 yrs ago I bought a bunch of dust (typical household type) because I thought it was on sale and I would get a "great" deal. Turns out it wasn't on sale afterall. That's the last time I put ice cream in the collection plate at church after cleaning my pool.

Hace 20 días
Edward Craig
Edward Craig

The Pokemon example is so horribly bad it distracts from the rest of the video. The person is example A doesn't think the card is worth $3,000. He believes it's worth the $1.99 or whatever he paid for it.

Hace 20 días
Jimmy Lindroos
Jimmy Lindroos

I thought this was gonna be one of those videos that just says '' Don't buy an expensive car idiot '' but i actually learned something useful thank you.

Hace 21 un día
Pat Luneburger
Pat Luneburger

Who the hell would buy some more expensive gas?! :-D

Hace 21 un día
Emilie Poirier
Emilie Poirier

Finish your meal because wasting food is bad.

Hace 21 un día
manny2fs
manny2fs

I happen to like the emoji movie

Hace 21 un día
Michael
Michael

The girl is attractive

Hace 21 un día

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